Health Plans | Capstone Mental Health

At Capstone Mental Health, we strive to make high-quality mental health care accessible and affordable for all. We work with a variety of health insurance providers to ensure that you can receive the care you need without added financial stress. Below, you’ll find detailed information about the health plans we accept and guidance on how to use your insurance benefits.

Insurance Plans We Accept

Capstone Mental Health is in-network with many major commercial insurance providers, including:

  • AARP

  • Aetna (including Aetna Medicare plans)

  • AHCCCS United Healthcare Community Plan

  • AHCCCS Mercy Care

  • Allied

  • Blue Cross / Blue Shield (all states)

  • Cigna

  • Champ VA (as secondary for Medicare or Medicare replacement plans)

  • Employee Assisted Programs (EAP) Counseling

  • Humana

  • Medicaid

  • Medicaid AZ Dual Complete (Mercy Care Advantage)

  • Medicare

  • MercyCare

  • Optum

  • Tricare

  • United Behavioral Health for Seniors

  • United Healthcare AARP Medicare Advantage

  • UnitedHealthcare

  • UMR (United Medical Resources)

  • Community Plan (AHCCCS Complete Care [ACC] + Developmentally Disabled [DDD] + Long Term Care [LTC])

If your plan is not listed, please contact us to confirm whether we accept your insurance or to discuss out-of-network options.

How to Verify Your Insurance Coverage

Navigating insurance can feel overwhelming, but we’re here to help. Follow these steps to confirm your coverage for mental health services:

  1. Call Your Insurance Provider: Contact your insurance company using the number on your insurance card and ask about your mental health benefits.

    • Verify if Capstone Mental Health is an in-network provider.

    • Inquire about coverage for services like therapy, psychiatric evaluations, or medication management.

  2. Understand Your Benefits: Ask about your co-pays, deductibles, and out-of-pocket maximums. This will help you understand any costs associated with your care.

  3. Contact Us: Once you’ve confirmed your coverage, reach out to our office, and we’ll guide you through the next steps to schedule your appointment.

Out-of-Network Options

If we are not in-network with your insurance provider, you may still be able to receive care at Capstone Mental Health. Many insurance plans offer partial reimbursement for out-of-network services. We can provide a superbill (detailed receipt) that you can submit to your insurance for reimbursement.

Telehealth and Insurance

Our telehealth services are covered by most major insurance providers, making it convenient for you to access care from the comfort of your home. Please check with your insurance provider to confirm coverage for telehealth visits.

Why Choose Capstone Mental Health?

  • Comprehensive Services: We offer diagnosis, therapy, medication management, and integrative care under one roof.

  • Transparency: We are committed to clear communication about costs and coverage so you can make informed decisions about your care.

  • Convenience: With telehealth options and flexible scheduling, we make accessing mental health care easy.

Have Questions? We’re Here to Help!

Navigating health plans and insurance can be complicated, but you don’t have to do it alone. Contact our team today, and we’ll assist you in understanding your benefits and getting started with care. Whether you’re looking for in-person services or telehealth appointments, we’re here to support you every step of the way.